{"id":4589,"date":"2021-06-13T09:55:25","date_gmt":"2021-06-13T13:55:25","guid":{"rendered":"https:\/\/minutocerord.com\/?p=4589"},"modified":"2021-06-13T09:55:31","modified_gmt":"2021-06-13T13:55:31","slug":"que-pasa-con-mi-dinero-si-la-afp-a-la-que-pertenezco-quiebra","status":"publish","type":"post","link":"https:\/\/minutocerord.com\/?p=4589","title":{"rendered":"\u00bfQu\u00e9 pasa con mi dinero si la AFP a la que pertenezco quiebra?"},"content":{"rendered":"\n<p><strong>Santo Domingo, RD.-<\/strong> En los \u00faltimos a\u00f1os la poblaci\u00f3n dominicana ha comenzado a mostrar mucho inter\u00e9s en su fondo de pensiones, un dinero que los trabajadores van acumulando por si tienen que dejar de trabajar por alguna discapacidad o para tener un ingreso garantizado al momento de su retiro.<\/p>\n\n\n\n<p>El Sistema Dominicano de Seguridad Social es complejo y quiz\u00e1 por eso tradicionalmente la gente ha prestado poca atenci\u00f3n al descuento que se efect\u00faa de su salario para su futura pensi\u00f3n.<\/p>\n\n\n\n<p>Pero esto ha comenzado a cambiar, sobre todo desde que a ra\u00edz de la crisis econ\u00f3mica causada por la pandemia del coronavirus se est\u00e1 debatiendo la posibilidad de que los afiliados reciban un porcentaje del monto que tienen acumulado. Esto se ha hecho en algunos pa\u00edses de Am\u00e9rica Latina para paliar un poco la situaci\u00f3n.<\/p>\n\n\n\n<p>Cada d\u00eda la poblaci\u00f3n est\u00e1 m\u00e1s atenta a lo que pasa con su fondo de pensiones. La gente quiere saber quien lo administra, el monto que tiene disponible, c\u00f3mo lo puede retirar, qu\u00e9 pasa con el dinero si muere, en fin son muchas las inquietudes al respecto.<\/p>\n\n\n\n<p>Las respuestas a muchas de estas preguntas aparecen en la p\u00e1gina web de la Superintendencia de Pensiones (SIPEN). Una de ellas llam\u00f3 nuestra atenci\u00f3n y es qu\u00e9 pasa con los fondos si una empresa que administra fondos de pensiones (AFP) quiebra.<\/p>\n\n\n\n<p>La Ley 87-01 que crea el Sistema Dominicano de Seguridad Social establece que de producirse la quiebra de una AFP la Superintendencia de Pensiones deber\u00e1 intervenir para garantizar a los afiliados su incorporaci\u00f3n a otra AFP dentro de un plazo 30 d\u00edas. La SIPEN precisa que el afiliado tiene derecho a elegir a qu\u00e9 AFP desea traspasarse.<\/p>\n\n\n\n<p>Esto significa que ante una eventualidad de este tipo el afiliado tiene su dinero garantizado, pero no se le entrega.<\/p>\n\n\n\n<p>El dinero es intocable<\/p>\n\n\n\n<p>La ley dice que los fondos de pensiones pertenecen exclusivamente a los afiliados y que las AFP no tienen dominio o facultad para disponer de ellos. El fondo es inembargable y las cuentas que lo constituyen no son susceptibles de retenci\u00f3n o congelamiento judicial.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Santo Domingo, RD.- En los \u00faltimos a\u00f1os la poblaci\u00f3n dominicana ha comenzado a mostrar mucho inter\u00e9s en su fondo de pensiones, un dinero que los trabajadores van acumulando por si tienen que dejar de trabajar por alguna discapacidad o para tener un ingreso garantizado al momento de su retiro. El Sistema Dominicano de Seguridad Social [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4590,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[74],"tags":[],"class_list":["post-4589","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economicas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfQu\u00e9 pasa con mi dinero si la AFP a la que pertenezco quiebra? - Minuto Cero RD<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/minutocerord.com\/?p=4589\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 pasa con mi dinero si la AFP a la que pertenezco quiebra? - Minuto Cero RD\" \/>\n<meta property=\"og:description\" content=\"Santo Domingo, RD.- En los \u00faltimos a\u00f1os la poblaci\u00f3n dominicana ha comenzado a mostrar mucho inter\u00e9s en su fondo de pensiones, un dinero que los trabajadores van acumulando por si tienen que dejar de trabajar por alguna discapacidad o para tener un ingreso garantizado al momento de su retiro. 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